Your customers pay you directly from their online bank

Let your customers pay directly from their online bank.

The advantages of this form of payment is that consumers never have to give out any sensitive data, and the method of payment is reassuring. There are many similarities for the customer with the process of paying the bills. This make the payment method feel safe which appeal to a lot of consumers around Europe.

  • Customers know and trust this payment method
  • One of the most preferred payment methods in the Nordics
  • High security level

Bank payments best combined with card and invoice payments. Want to learn more about online payments?

Let's get in touch  Get started with DIBS


Bank payments is a popular payment method for online payments in Sweden.

As many as 26% of the consumers prefer to pay with this method when they are shopping online.

The five largest Swedish banks offer this payment method. Together, these banks have about six million users of their online banking, whom you reach by offering your customers to pay by bank payments.

Private and corporate customers can pay the following banks:

  • Danske Bank
  • Handelsbanken
  • Nordea
  • SEB
  • Swedbank


Your customers can pay safe using online banking through Denmark's largest bank - Danske Bank.


Norwegian banks has a system for bank payments called Bank Axess.

18 banks are connected to the system and provides their customers the opportunity to use this payment method. For this to work, the consumer also have access to the security function Bank ID. It is estimated that about 3.1 million Norwegian consumers has access for this today, and thereby they can also sign the electronic payment between the cardholder and the store.

The Netherlands

iDEAL - direct bank payment in the Netherlands

The Dutch market has a union of ten banks (ABN AMRO, ASN Bank, Friesland Bank, ING, Knab, Rabobank Regio Bank, SNS Bank, Triodos Bank and Van Lanschot Bankiers) that have collaborated to create the the payment method iDEAL.

It is the dominant payment method for direct bank transfers and internet banking, and is a must for your portfolio of payment methods, if you are selling online in the Netherlands.


Direct Payment is the most popular payment method for online payments in Finland.

As many as 38%of the consumer has bank payments as their preferred payment option.

Bank payments gives the customers the ability to pay directly through their regular online banking system. The consumer don’t have to disclose any sensitive information, and the payment method is therefore often considered to be safe by the customer. There are many similarities with the process of how the consumers are paying their bills on their online banking.

For you as a shop owner, it is also a safe payment. Bank payments are an irrevocable payment which gives a very high level of security for the store compared to payments by cards for instance. Also, the fact that the consumer feels comfortable with direct payment is an advantage as more consumers make the purchase than if the store would not offer this payment method.

DIBS can offer you to accept payments from 7 Finnish banks :

  • Nordea
  • Pohjola Bank
  • Aktia
  • Sampo
  • Tapiola
  • Ålandsbanken
  • Handelsbanken


Today GiroPay is offered to more than 80% of all German online accounts.

GiroPay is a German Internet payment method offered through Deutsche Card Services (DeuCS).  With over 1500 banks supporting GiroPay and 1000 sales companies accepting it, the payment method has substantial market coverage in Germany.

Because it is offered by banks, it also enjoys a high level of trust from users, which makes it a popular payment method.


Bank payments as a payment option, is the key to success in the Polish e-commerce market.

Over 40% of Polish consumers prefer to pay by bank.

Together with our partner Przelewy 24, we can provide you with the means to reach the customers of 36 different Polish Internet banks.

How does it work?

In your webshop, the customer adds various items to their shopping basket, and clicks to checkout and pay.

  • DIBS Payment Window will appear, and the customer can make a safe and easy payment by selecting their preferred payment method. With our latest version, built with responsive design, the DIBS Payment Window is  automatically adjusted to fit the screen of the device accessing it.
  • When the payment is made,  the payment status can easily be followed in the DIBS administration system - also giving you the opportunity to make refunds, create reports and much more.

Accept payments online in 3 easy steps

DIBS has a wide range of payment methods. Depending on which markets you are aiming for, and what target groups you are approaching, the mix of payment methods offered to the customers should vary.

We will give you the right counselling and guidance to make the payment methods suit your business.

In order to accept payments in your web shop, you need an agreement with a financial partner, as well as DIBS. It is the financial partner who manages transactions and pays the settled amount on your bank account.

DIBS has many financial partners that can accept different kinds of payment methods.

Once the contract is signed with the financial partner, all the information will be sent directly from them to DIBS. This minimizes the administrational work for you.

Please ask us for advice if you are uncertain of which financial partner to use.

  • If you are using one of our partners this part is most likely already taken care of.
  • If you are integrating on your own, we will supply you with the technical documentation and give you all support needed to get started.
Got a lot of questions - or perhaps just one?
DIBS Payment Services AB (publ)
Kungsgatan 32
111 35 Stockholm
Telefon: +46 (0)8-527 525 00